Offer summary

Qualifications:

Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field required., 2 or more years of related credit/financial analytics experience required., Strong analytical skills and knowledge of basic accounting principles are essential., Proficient in Excel, Word, and applicable systems, with effective communication skills..

Key responsibilities:

Investigate credit and financial information on prospective and existing clients.

Analyze business and personal financial statements, collateral support, and repayment sources for loans.

Prepare credit proposals, spreadsheets, and summaries for loan decision makers.

Ensure compliance with policies, procedures, security requirements, and government regulations.

Job description

More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.

With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Credit Analyst, you will perform credit analysis and prepare credit approval packages for simple to moderately complex commercial loans.

In this role you'll have the opportunity to:

Responsible for investigating credit and financial information on prospective and existing clients.

Analyze business/personal financial statements, collateral support, and sources of repayment for new, renewed, and existing loans.

Prepare spreadsheets, credit proposals for complex credits, summaries, and opinions for loan decision makers.

Responsible for complying with policies, procedures, security requirements, and government regulations.

Education & Certifications

Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)

Experience

2 or more years of related credit/financial analytics experience required

Ag credit analysis preferred

Knowledge, Skills and Abilities

Ability to analyze financial statements, tax returns, and cash flows. Possess knowledge of credit investigations.

Possess strong analytical skills and knowledge of basic accounting principles.

Ability to accurately produce high volumes of work while adapting to changing situations and interruptions in a high pressure, deadline driven environment.

Possess effective and professional verbal and written communication skills.

Knowledge of federal and state laws and regulations relating to commercial lending.

Proficient in Excel, Word, and applicable systems.

Travel

Compensation & Benefits

Targeted starting compensation range is based on location and experience: $30.34 - $39.98

Incentive and commission compensation may be awarded for eligible roles

Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life

Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays

401k (up to 4% match with immediate vesting)

Tuition reimbursement up to $5,250 annually (minimum service requirement)

Read more about these and additional benefits at: Employee Benefits | Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

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