Integrated Specialty Coverages (ISC) is a World-Class Program Administrator dedicated to underwriting excellence, client service, and customer experience. As an innovative industry leader, ISC has built an end-to-end insurance platform by connecting a broad network of insurance markets and distribution channels. ISC uses sophisticated systems and analytics to revolutionize how complete programs are underwritten and operated. With their most recent strategic partnerships, ISC has expanded their programs from commercial property and hospitality including bars, taverns and nightlife to now offer long-haul trucking and a wide variety of contractor's coverages including, general liability and workers' compensation.

About Integrated Specialty Coverages

Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial insurance wholesaler leading innovation in the market.

Backed by one of the leading private equity firms, KKR, and led by a forward-thinking management team, ISC is combining the worlds of insurance and technology to create an Insurtech powerhouse. As a leading online distributor of insurance products for a range of industries and “Main Street USA”, we are looking for the right people to help us in our mission of achieving exponential growth. We strive to be the number one place to go for brokers and agents to source insurance. To accomplish this, we’re building a digitally focused team that deeply understands the intersection between user experience, data, and AI/ML to optimize the way we engage with our customers and partners.

Not seeing the opportunity you're looking for here at ISC? Submit your resume and application here to be considered for future Underwriting opportunities on our Excess team!

We're looking for experienced Underwriters who love their job and strive to do their best everyday with non-platform experience underwriting risk in the following classes: construction, hospitality, real estate, manufacturing

Standout candidates will come from an MGA or carrier with 3+ years of this experience.

Job Summary

Review applications for insurance and evaluate applications to determine whether to accept or decline coverage based on established underwriting guidelines. Determine the level of coverage to be offered and appropriate pricing based on the exposures presented and individual risk characteristics. Assess excessive risks and determine value of policy to ensure safe and profitable distribution of risks. Become familiar with various commercial insurance applications and industry terminology.

Position Responsibilities

Adhere to underwriting guidelines and execute underwriting and pricing strategies to maintain profitability goals. Use level of authority to accept, reject, or mitigate risk for applications.
Approve or decline insurance applications within certain limits and issue coverage and prepare referral submission for risks exceeding individual authority.
Review and analyze risk characteristics on insurance applications, renewals, and change requests.
Ensure that underwriting activities comply with all industry and government regulations.
Documentation of Underwriting files including risk analysis and pricing justification in accordance with established underwriting standards.
Offer recommendations to clients on insurance applications to reduce exposure to excessive risk.
Utilize underwriting guidelines, rules, standards, and levels of authority to accept, reject, or mitigate risk for applications and determine appropriate premiums, limits, and coverages.
Cultivate relationships with assigned producers to achieve production goals.
Collaborate closely with the underwriting team to finalize insurance applications efficiently.
Utilize multiple databases to gather and verify supplementary data for submissions and leverage specialized software to compare risks ensuring accurate policy pricing.
Respond to customer needs, providing guidance and assistance tailored to their insurance needs.
Process accounts from approved quotes through to policy issuance with accuracy and efficiency.
Recommend ideas for program development and process improvement.
Assist in the development of the Underwriting team through sharing knowledge and market intelligence, collaboration, and mentoring relationships.

Minimum Qualifications

Bachelor’s degree required
Minimum 3 years of underwriting or related insurance experience required
CPCU, CIC, CRIS, Property & Casualty Brokers License, etc. a plus
Commercial casualty underwriting experience including excess
Strong customer service experience
Proficiency in Microsoft Office Suite and ability to quickly learn industry-specific software
Ability to work collaboratively with team members and other departments
Strong desire to learn, explore new ideas, and seeking out new knowledge
Ability to be flexible, embrace change, and quickly pivot in response to shifting priorities

Benefits of Working at ISC

Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows
Professional development opportunities
Owner Referral Program
Work from home reimbursement for remote/hybrid roles
Burnalong digital health and wellness platform
Canary emergency financial assistance program
Comprehensive medical, dental, vision
Life/AD&D Insurance
Confidential, Employee Assistance Program
Health Savings Account, includes company contribution
Short-term disability
Voluntary benefits - supplemental accident, critical illness, hospital insurance
Employee discounts
401(k) Plan with company match contribution
Various Time Off Programs
11 company paid holidays

Applicants may contact the ISC HR department via e-mail or phone to request and arrange for an accommodation that will allow the applicant to successfully complete the application process. Applicants needing assistance may request accommodation at any time. Please contact ISC at HR@ISCMGA.com or 760-599-7242.

ISC believes in creating long-term relationships by being responsive and relevant and by consistently delivering value to our community of customers. Specifically, we focus on attracting, developing, and retaining the best talent for our business, challenging our people, demonstrating a “can-do” attitude, and fostering a collaborative and mutually supportive environment.

Diversity creates a healthier atmosphere: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, gender, gender identity, sexual orientation, marital status, medical condition, genetic information, mental or physical disability, military or veteran status, or any other characteristic protected by local, state, or Federal law.

**Must be legally authorized to work in the United States.**

**ISC participates in the Federal E-Verify program**

Future Opportunities: Commercial P&C Excess Underwriter

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