Offer summary

Qualifications:

Bachelor’s Degree in Risk Management, Biology, Psychology, or similar, or relevant work experience., Basic knowledge of medical terminology and anatomy is a plus., Strong attention to detail and analytical ability is essential., Excellent written and verbal communication skills are required..

Key responsabilities:

Participate in departmental training on anatomy, underwriting philosophy, and medical impairments.

Review and analyze medical records and underwriting requirements independently after training.

Take on an assigned caseload and assess individual applications for insurability.

Make final decisions on risk acceptance or denial based on underwriting evidence.

Job description

Join Our Team

In 2022, the Atlanta Journal-Constitution named Primerica one of the best places to work for the ninth consecutive year. Also in 2022, Primerica was named one of the Best Employers for Diversity by Forbes for the second consecutive year. Forbes also named Primerica as one of America’s best Insurance companies for 2022. Primerica ranks 6th among 25 companies included in the Term Life Insurance category. Over the past seven years Primerica has consistently been voted Best Employer by Gwinnett Magazine in its special "Best of Gwinnett" winner editions. Primerica is a great place to work! Join our team to experience what it’s like to work at “one of the best places to work in the metro Atlanta”.

About this Position

The Life Insurance Underwriter 1 is an entry-level position in the Underwriting department. The Underwriter receives intensive training up to 24 months to develop knowledge, skills, and abilities that are required to underwrite life insurance applications in accordance with guidelines and procedures. Once training is complete, the role will require reviewing documents such as applications, prescription drug profiles, laboratory reports, underwriting interviews and medical records to determine the level of risk presented and to make a final decision regarding eligibility for coverage.

This is a remote position after on-site training is completed.

The estimated salary range for this role is: 55K

Responsibilities & Qualifications

Job Duties & Responsibilities

Participate in all departmental training to include anatomy/physiology, underwriting philosophy, medical impairments and underwriting requirements
Complete the Medical Terminology course. Review, interpret and analyze medical records
During training will review underwriting requirements with trainer and then work independently until given approval authority
Take on an assigned caseload once released from training
Review and document underwriting requirements to include alerts, prescription drug profiles, underwriting interviews, memo replies, criminal reports, motor vehicle reports, etc.,
Analyze and assess individual applications, age and amount requirements and all underwriting evidence to determine insurability.
Accept or deny risk and apply additional mortality tables as needed. Take final action.

Required Qualifications

Bachelor’s Degree in Risk Management, Biology, Psychology, or similar OR relevant work experience is a plus
Basic knowledge of medical terminology is a plus
Basic knowledge of anatomy and medical impairment is a plus
Working knowledge of the underwriting function
Strong attention to detail and analytical ability
Excellent written and verbal communication skills
Excellent PC and organizational skills
Ability to work proactively, independently, and under pressure
Excellent problem-solving skills

FLSA status:
This position is exempt (not eligible for overtime pay):

Yes

Our Benefits:

Day one health, dental, and vision insurance
401(k) Plan with competitive employer match
Vacation, sick, holiday and volunteer time off
Life and disability insurance
Flexible Spending Account & Health Savings Account
Professional development
Tuition reimbursement
Company-sponsored social and philanthropy events

It has been and will continue to be the policy of Primerica, Inc., and its subsidiaries to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, sex, color, religious creed, religion, national origin, citizenship status, age, disability, pregnancy, ancestry, military service or veteran status, genetic or carrier status, marital status, sexual orientation, or any classification protected by applicable federal, state or local laws.

At Primerica, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

Required profile