Premium Auditor

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

**This position can be performed remotely for candidates who reside in Grand Rapids, MI**

**Candidates that exceed the minimum qualifications may be considered for a higher level position.**

Summary:
Performs audits on commercial lines Workers Compensation and General Liability policies, subject to audit upon expiration to verify appropriate classifications, exposures and basis of premium calculations. This in efforts to determine earned premium for the period(s) in question.  

This function is performed by reviewing policyholder financial records, including, but not limited to, federal and state quarterly tax returns, payroll records, financial statements, general ledgers and/or related reports. 

Consults with policyholders regarding business practices, operations and staff duties while explaining various aspects of the audit to the audit contact.

Essential Functions:

• Within the designated territory, meets with the insureds at their place of business, via Teams or by phone, to accurately audit exposures.  
• Completes audits by reviewing policyholder financial records, including federal and state quarterly tax returns, payroll records, financial statements, general ledgers and other related documents/reports.  
• Determines correct exposures and classifications for use in audit process by applying knowledge of National Council on Compensation Insurance (NCCI), Insurance Services Office (ISO) and other audit-related guidelines.  
• Reviews, inspects, and investigates any aspect of the business necessary to develop earned premium.
• Prepares detailed reports of audit findings and submits to corporate office.  
• Provides description of insured’s business operations to assist underwriter in risk assessment and insurance fraud discussions. 
• Resolves any audit dispute through review and research. Performs some mail or telephone audits.  
• Completes audit summaries by entering payroll records, quarterly statements, receipts, etc. Schedules future audits and selects travel routes when conducting audits in person (Physical).  

Education & Experience:

• Bachelor’s degree in accounting, business or equivalent work experience

Knowledge, Skills & Abilities:

• Strong math, bookkeeping and/or accounting aptitude with attention to detail
• Working knowledge of Microsoft Excel and related software platforms
• Knowledge of property and casualty insurance industry and applicable Workers’ Compensation and General Liability regulations and classifications preferred
• Ability to analyze, research and resolve audit issues
• Strong interpersonal and communication skills 
• Ability to work independently as well as with others under minimal supervision needed
• Ability to manage multiple tasks while meeting deadlines
• Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

The hiring salary range for this position will vary based on geographic location, falling within either the $27.00-$37.00 range or the $30.00-$41.00 range. A hiring range represents a subset of the full salary range.  The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. 

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.