ABOUT HAPPY MONEY
Happy Money is a leading consumer finance company dedicated to helping people achieve their goals through responsible lending. Through its fully-digital platform, Happy Money partners with credit unions, banks and asset managers to originate high-quality credit solutions, diversify their portfolios and expand their impact and reach nationwide.
Backed by investors like TruStage Ventures, Happy Money enables financial institutions to grow as a force for good in their communities while helping people use money as a tool for their happiness. Together with their community-focused capital partner network, Happy Money has originated over $6 billion in loans representing more than 300,000 members who have taken greater control of their financial futures. Learn more at happymoney.com.
ABOUT THE ROLE
At Happy Money, Product Managers play a critical role in shaping outcomes and driving alignment across the organization. We’re not just building features—we’re solving meaningful problems, ensuring that every initiative we pursue is connected to our mission and propelling the business forward.
We thrive on collaboration, ownership, and delivering impact. Here’s how our Product team operates:
Align Strategy with Execution: Translate business goals into actionable solutions, balancing innovation with operational feasibility.
Empower Cross-Functional Teams: Lead with servant leadership, fostering collaboration while ensuring clear accountability and ownership.
Focus on Outcomes: Use data, insights, and experimentation to inform decisions, continuously iterating to deliver measurable value.
Embrace Technical and Creative Fluency: Partner closely with Engineering to understand constraints and opportunities while balancing technical feasibility with user-centered design principles.
Champion the “Why” and the “How”: Rally teams around shared objectives with clarity and purpose, blending storytelling with execution to drive alignment and results.
We’re looking for a Product Manager to focus on the Originations side of our business. In this role, you’ll drive improvements in pull-through rates, funnel conversion, and operational efficiency—both front-end (customer-facing) and back-end (operational). This role is a great opportunity to collaborate across teams and deliver scalable, data-driven solutions that align with our mission of helping people achieve financial wellness.
WHAT YOU'LL DOCreate Alignment: Collaborate across teams to ensure alignment on objectives and priorities, from leadership to front-line teams.Optimize the Funnel: Support strategies to improve pull-through rates and conversion across the originations journey, leveraging experimentation and data.Drive Efficiency: Identify opportunities for process and system improvements across both front-end experiences and back-end operations to scale Originations capabilities.Collaborate Cross-Functionally: Work with Design, Engineering, Operations, and other stakeholders to deliver impactful solutions.Leverage Data Insights: Partner with Data Intelligence to analyze funnel performance, member behaviors, and operational metrics to inform decisions.Support Experimentation: Assist in designing and executing A/B tests to refine strategies and improve conversion.Define Requirements: Break down problems into actionable product specs, including defining success criteria, MVPs, and phasing in collaboration with stakeholders.Measure Impact: Define and track key performance indicators (KPIs) to assess the success of initiatives and inform iteration.ABOUT YOUExperience: 3+ years of Product Management experience, ideally in fintech or consumer lending. Experience with LoanPro or Oscilar is a plus.Customer-Centric Approach: Proven ability to identify and prioritize customer pain points, translating them into actionable solutions.Analytical Strength: Comfortable with data analysis, experimentation, and performance measurement to inform impactful decisions.Collaboration Skills: Strong ability to partner effectively across diverse teams to foster alignment and build trust.Technical Fluency: Familiarity with technical concepts and systems, enabling effective collaboration with Engineering and understanding product capabilities.Strategic Thinking: Able to connect broader business objectives with tactical execution, identifying high-impact opportunities.Clear Communication: Strong storytelling and communication skills to simplify complex ideas and rally teams around a shared vision.BENEFITS & PERKSGenerous medical, dental, and vision insurance options and coverage on Day 1401k Plan with a matching contribution Generous PTOMonthly Health and Wellness Days12 Weeks Paid Parental LeaveCompany-paid short & long term disability and life insuranceMonthly tech stipend to help cover expenses for remote workHappy Money is a 100% fully distributed workforceHappy Money is committed to a diverse and inclusive workplace. Happy Money is an equal opportunity employer and does not discriminate based on race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation, please email peopleops@happymoney.com.
