Claims Analyst

Job Summary:

Responsible for managing mitigation losses in accordance with authority level. Losses can include mold, asbestos, commercial, special situations, etc. Is able to make decisions to ensure claims proceed accurately and without issues.

General Duties and Responsibilities:

• Applies and follows all customer service, restoration claim, and Company policies and procedures, including script adherence.
• Provides prompt and efficient contact with the policy holder and dispatch a certified contractor to the premises for arrival within company guidelines.
• Actively manages claims to mitigate damage for insurance carriers and expedite closure of claims.
• Confirms damages, DOL and other conditions and circumstances of the loss with the insured.
• Verifies status of claim with Insurance Carrier (e.g. covered loss).
• Works in a partnership with assigned contractor, discussing job scope with lead technician, evaluates reported water readings, and updates claim with appropriate notes. Creates the invoice based on authorized services required to mitigate the loss.
• Holds contractors to industry standards to ensure an appropriate drying plan is put into place.
• Sends initial report to carrier and initial scope estimate to contractor.
• Comes to agreed scope on day one and holds contractor accountable for deviations.
• Escalates potential coverage concerns, or special drying situations to carrier/management.
• Reviews claim for necessary hazardous material testing.
• Communicates with client to recommend reserve amount based on exposure, advice of subrogation potential, possible fraud or unusual underwriting risk.
• Interprets, analyzes and assists with customer inquiries which may vary in nature.
• Provides prompt and efficient responses and resolutions to each inquiry in a courteous and professional manner, regardless of how the inquiry is received (e.g.: in-bound call, claim alert, email, fax, or electronic data interchange).
• Provides technical information required to respond to customer inquiries by phone, mail, and/or email.
• Enters data and other relevant information into client claims database or other business applications, as required completely and accurately.
• Understands and ensures that quality standards are met per company guidelines.
• Assists all departments in a courteous and professional manner to reach business goals and objectives.
• Participates in individual and team trainings and meetings to ensure accurate information is relayed to customers/clients and individual performance is maximized.
• Performs follow-up in accordance with documented and/or stated guidelines.
• Works with and maintains professional relationships with Insurance Clients, Insureds, co-workers, and contractor personnel to ensure callers are receiving proper service.
• Adheres to assigned work schedule.
• Exhibits a professional image and behavior.
• Is available to work flexible hours, including nights, weekends, and overtime when required.
• Meets or exceeds benchmarked metrics (metrics are subject to change as our business needs/model changes) designed to measure productivity and/or quality per company guidelines.
• Works with Public Adjusters when necessary to complete the claim.
• Completes Xactimate/Symbility files as needed.
• Reviews claim timeline to ensure accuracy.
• Reviews claim security settings.
• Submits invoice, claim summary, and documentation to carrier as necessary.
• Performs other duties as assigned.

Educational Requirements:

High school diploma or equivalent 

General Knowledge, Skills & Abilities:

• Excellent computer skills in Microsoft Windows environment.
• Excellent interpersonal and coaching skills.
• Ability to work independently with minimal supervision.
• Maintain a flexible work schedule depending on CAT situations.
• Excellent organizational skills.
• Must be able to identify and resolve problems in a timely manner.
• Gather and analyze information skillfully.
• Demonstrate resourcefulness and initiative in dealing with daily claim decisions.
• Ability to effectively communicate via phone, or email.
• Ability to make proactive decisions.

Other:

This position may require you to operate a motor vehicle in the performance of your duties. The Company will conduct a Motor Vehicle Report check upon hire and will monitor the driving record of associates who operate Company service vehicles, client vehicles, and who may drive their own vehicles in the course of Company business.