Compliance Testing Analyst II

ABOUT US

Coastal Community Bank is a leader in Banking with strong Financial infrastructure leading Banking as a Service (BaaS) and Fintech strategies. The people at Coastal not only help people with their personal banking; they help businesses with banking technology integration that leads to business growth, flexible financing, and unimagined potential. We think and work like entrepreneurs, always moving and constantly improving. We are go-getters, work hard, and play hard. If you're someone who thrives on innovation, wants to help others succeed, knows how to think outside the box, and believes that we're all in this together -- you belong here.

WHAT YOU'LL DO

As the CCBX Compliance Testing Analyst II, you will be responsible for assisting in the support of Fintech Partner regulatory transactional testing related to the BaaS (Banking as a Service) program. Working closely with the CCBX Partners, Operational Units, Compliance, Risk, and Internal Audit. You will collaborate with internal Subject Matter Experts to ensure CCBX regulatory testing program requirements are met. In this role, you will perform testing activities to evaluate the effectiveness and efficiency of first line regulatory transaction environment. You will identify, assess and assist in remediating process weaknesses and vulnerabilities to continuously improve risk control and process performance within the CCBX business line.

HOW YOU'LL DO IT

• Assist in the design of test plans based on information obtained within the Business Unit Narratives and Walkthrough Analysis.
• Complete regulatory testing by collecting, analyzing, interpreting and verifying information conducted through process walkthrough and or transactional documentational support.
• Perform special projects with diligence.
• Provide recommendations for process improvements to streamline testing procedures, and or testing lifecycle stages.
• Provide deliverables inclusive of, but not limited to, creating process flow documents, performing detailed test work, and summarizing results in work papers.
• Summarize test results at the conclusion of testing and communicate to the process owners any control deficiencies and provide recommendations for remediation.
• Identify errors and or exceptions during testing and report to Management in a timely manner.
• Peer review other Analyst’s testing workbooks for effectiveness.

WHAT YOU'LL BRING

• Knowledge and understanding of regulatory testing lifecycle with a strong technical background.
• Demonstrated ability to work in a team environment.
• Ability to effectively present information and respond to questions from management, affected departments and our BaaS Partners.
• Proficient with all Microsoft 365 products.

EDUCATION/EXPERIENCE

• Bachelor’s Degree and/or equivalent related experience with 5+ years relevant public accounting, Internal Audit, Internal Controls, Compliance, and or Risk Management experience.
• 5+ years experience in audit examinations, transactional testing, and or other related function.

HOW YOU’LL THRIVE AT COASTAL

• Be the Best – Communicate effectively, pay close attention to detail, and prioritize your personal development.
• Be Relentless – Thrive in a goal-oriented environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference.
• Be Un-Bankey – Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust.
• Embrace Gray Thinking – Use sound judgment while decision-making and problem-solving. Think outside the box.
• Stay Flexible – Organize and strategize effectively while always being prepared to adapt on the fly. Seek efficiencies for Coastal to work smarter, not harder.
• Take Care of Each Other – Understand what it means to be a true team player and have your teammate's back. Practice self-awareness and build your emotional intelligence.

BEING YOU AT COASTAL

Coastal is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. We are also committed to compliance with all fair employment practices.

PHYSICAL DEMANDS

The physical demands described below are required to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee must:

• Can sit for extended periods of time.
• Can stand for extended periods of time.
• Can perform repetitive finger, hand, and arm movement.
• Can use electronic office equipment such as a computer keyboard, mouse, ten key, telephone, etc.
• Able to view and read computer screens for extended periods.
• Can occasionally stoop, kneel, crouch, or crawl.
• Can occasionally lift or move up to 10 pounds.

OTHER DUTIES

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.