Global Regulatory Reporting Specialist

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

Stripe provides regulated payments and financial services products, and also has a number of regulated subsidiaries across the world. The Global Regulatory Reporting team leads the process by which Stripe’s regulatory data is reported externally to regulators in support of our payments licenses. 

What you’ll do

In this position, you will assist the Global Regulatory Reporting team by collaborating with various departments, including Legal, Compliance, Accounting, and Data Analytics. Your main responsibility will be to prepare regulatory returns for Stripe, ensuring that all submissions meet regional requirements. You will contribute to maintaining processes for data collection and report production, ensuring compliance with regulatory expectations.

While Stripe operates as both a technology and financial services company, your focus will be on the regulatory aspects, enabling you to develop a solid understanding of the regulatory environment.

Responsibilities

• Support the regulatory reporting program for Stripe and be accountable and responsible for the timely submission of in-scope reports for the regulated entities and the program’s overall effectiveness.
• Partner with regulatory legal and compliance teams to understand and document Stripe’s regulatory reporting requirements, ensuring that such requirements are actionable with Stripe’s existing data and engineering teams.
• Be the 1st point of contact to address any queries from the data team and, if needed, translate the scenarios to plain English before consulting the regulatory legal or Compliance team.
• Help to implement and maintain the end-to-end processes around report creation and delivery.
• Liaise with data teams to ensure the required data inputs for all reports are correct and that the underlying logic generating all reports is up to date and operating effectively.
• Maintain quality control processes to ensure regulatory reports are accurate, meet the documented requirements, and are signed off as appropriate.
• Analyse and explain the causes for major movements in trend when preparing the reports for internal review.
• Implement systems necessary to create efficiencies in the regulatory reporting process, working closely with teams including, but not limited to, regulatory legal, accounting, data science, and engineering.
• Maintain scalable mechanisms and controls for tracking compliance with regulatory reporting requirements in line with the Global regulatory reporting team.
• Support the global regulatory reporting team to document regulatory reporting controls, ensuring they are auditable.
• Assist the global regulatory reporting team in the evaluation of the adequacy and effectiveness of regulatory reporting policies, procedures, and internal controls.
• Consult with the global regulatory reporting team, business, product, and functional teams to develop and manage an effective change management process when reporting requirements change due to internal and external factors.
• Produce periodic regulatory reporting program health reports for management/board of directors, including trend analysis and recommended strategies.

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 8+ years of experience in leading the delivery of an ongoing program of regulatory reporting requirements in a financial services environment.
• Understanding of compliance and regulatory (payments) obligations.
• Familiarity in data analytics, and navigation of multiple data sources to produce cohesive and accurate regulatory reporting deliverables.
• Experience reading, analysing and compiling financial reports, accounting statements, and financial regulatory transaction reports.
• Experience with financial services, payments, e-money, or other money services business activities.
• Demonstrated experience in complex cross-company projects and maintaining scalable programs.
• The ability to quickly understand complex problems and exercise excellent judgement in helping find a well-balanced solution.
• The ability to work efficiently and independently in a fast-paced, high-volume environment.
• The ability to work cross-functionally with internal stakeholders.
• An effective and relatable “culture of compliance” mentality.
• To occasionally work beyond stipulated working hours, to coordinate with teams in different timezones

Preferred qualifications

• Experience in compliance operations, spanning a diverse set of regulatory compliance responsibilities.
• Financial, accounting or technology degree
• Familiarity with SQL and ability to understand and create queries.
• Proficiency in English, Spanish, and/or Portuguese.