Claims Coverage Counsel

Essential Functions:

• Researches and Prepares Written Coverage Opinions and Correspondence                                                                     

• Reviews and analyzes facts, policy language, and researches applicable laws to prepare detailed and legally supported coverage opinions for claims personnel countrywide

• Researches current legal trends impacting insurance coverage issues and implements knowledge of state-specific issues

• Analyzes and interprets various policy forms, including commercial general liability policies, business auto policies, commercial property policies, public entity errors & omission policies, inland marine policies, auto dealers policies, and commercial umbrella policies.

• Prepares draft coverage position letters

• Reviews non-complex draft coverage position letters prepared by claims professionals for claims and provides feedback

• Provides coverage opinions and letters

• Responds to general coverage questions from claims professionals

• Organizes and prioritizes projects to meet deadlines

• Communicates with claims professionals on coverage opinions

• Peer Review and Collaboration

• Submits work product for team/peer review and feedback prior to sending coverage opinions and drafts correspondence to claims professionals

• Considers and discusses all feedback to ensure work product is legally supported, well- reasoned, consistent, and professionally written

• Reviews drafts prepared by other team members and provides timely, thoughtful, and constructive feedback

• Participates in team discussions on coverage issues/questions

• Prepares and Presents Training on Coverage Issues

• Prepares training presentations for claims professionals addressing various policy forms and endorsements, including state specific coverage issues

• Participates in in-person and/or virtual training presentations to claims professionals

• Collaboration with Underwriting                 

• Reviews proposed policy language and prepares memorandums to underwriting when appropriate

• Addresses any legal considerations and potential issues raised by proposed forms and endorsements

• Identifies issues in existing policy language and form usage and discusses implications with underwriters and claims personnel as appropriate

• Discusses issues involving the language of the policy while demonstrating awareness of underwriting intent

• Assists in archiving and organizing work product and resources

• Participates in planning presentations

• Serves on special projects related to the functions of Coverage Counsel team

Education & Experience:

• Juris Doctorate degree

• Licensed to practice law in at least one state

• Eight years of experience focused on insurance coverage analysis and/or coverage litigation

• Experience in legal research and writing

Knowledge, Skills & Abilities:

• Excellent knowledge of coverage law and legal research

• Strong knowledge of the theory and practice of the claim function and insurance coverage

• Excellent knowledge of insurance contracts and legal aspects of court procedures affecting legal liability for all commercial lines of insurance

• Strong analytical and problem-solving abilities

• Strong knowledge of claims systems

• Excellent verbal and written communication skills

• Strong computer skills, including knowledge of Microsoft Office Suite

Per the Colorado Equal Pay for Equal Work Act, the hiring range for this position for Colorado-based team members is $110,849.18 -$142,359.75. The hiring range for other locations may vary.