Pay Philosophy
The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
Description
The US Retail Markets (USRM) Product Management Personal Lines Auto Underwriting Effectiveness team is looking for a Director, Product Research. The role will manage a team of analysts responsible for leading UW analytics across the full policy lifecycle, complex model calibrations such as cross-model optimization, and play a role in monitoring overall new business health.
This highly visible role is responsible for Personal Lines Auto for both Liberty and Safeco brands. Strong collaboration across Product and all USRM functions is required. This role will have senior management visibility and regularly present strategies & recommendations to both Product & wider USRM leadership.
Responsibilities
- Manage team of 5 technical & experienced analysts, with indirect management of senior ICs across UW organization.
- Draw from a highly technical data & complex analytics skillset to establish & maintain UW data for the full UW department, leading complex analytics across Risk Analytics, USDS, & State Management organizations.
- Lead direction of large-scale, highly specialized CW UW strategies across all brands, channels, and states, influencing senior leaders (CPO, Product ELT, Distribution Channel leadership) on decisions that have significant impact on the PL Auto P&L ($100M+ annual top & bottom-line impacts).
- Establish relationships and influence work with the Data Office, USDS, and Risk Analytics to develop methodologies for managing the business from an UW lens through highly technical analytical concepts.
- Be fluent in Data Science concepts & deployment of advanced predictive modeling techniques such as Machine Learning, defining & leading how UW aligns with Responsible AI practices.
Qualifications
- Master's degree or equivalent in mathematics, economics, statistics, or other quantitative field
- Minimum 8 years, typically 10 years or more of relevant experience leading highly technical data & analytics initiatives, with significant exposure & experience with Data Science and Actuarial concepts. PhD beneficial.
- Expert skills in Excel, PowerPoint, and data software packages (e.g., SAS, Snowflake).
- Exceptional planning, analytical, decision-making, communication, and project management skills
- Experience directly managing others preferred.
- High-level knowledge of data sources, tools, and the business (lines, systems, pricing plans), predictive modeling, and code (e.g., SQL).
- Significant understanding of competitors' pricing & UW strategies and relationship to our own.
- Industry knowledge developed from internal meetings, news alerts, project-specific work, and proactive research into competitor strategies.
About Us
**This position may have in-office requirements depending on candidate location.**
As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.
At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.
We are proud to support a diverse, equitable and inclusive workplace, where all 45,000 employees feel a sense of community, belonging and can do their best work. Our seven Employee Resource Groups (ERGs) offer a centralized, open space to bring employees and allies together to connect, learn and engage.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
- California
- San Francisco
- Los Angeles
- Philadelphia
