Product Owner (Lending)

RecargaPay is the Super App that simplifies everyday payments for consumers and SMEs in Brazil.

The platform streamlines payments for over 7 million Brazilians by consolidating credit and debit cards, instant payments like Pix, and Open Finance, on a mission to democratize mobile payments and financial services in Brazil.

Featuring services such as bill payments, mobile top-ups, public transportation, installment plans, and loans, designed with convenience, low cost and flexibility in mind. RecargaPay is changing the way both banked and unbanked Brazilians make their everyday payments and access their financial services.

Responsibilities

• Translate product roadmap features into well-defined product requirements, including features, user stories, and acceptance test criteria;
• Conduct backlog refinement, planning, and meetings as needed to execute product requirements;
• Work in an Agile environment and continuously review business needs, refine priorities, outline milestones and deliverables, and identify opportunities and risks;
• Define and communicate the overall vision, objectives and goals, and minimum viable product needs;
• Work closely with the Product Manager to develop new solutions;
• Specify and refine requirements—from conception to launch—of products, working closely with engineering (and other functions depending on the domain, e.g., design, data science, credit, finance);
• Assist in creating and managing the product roadmap;
• Measure and monitor product metrics;
• Provide actionable insights to help the product team understand trends, market dynamics, and user behaviors;
• Design A/B tests to guide product direction with innovation; Write acceptance tests;
• Plan releases and updates;
• Ensure the product delivery is of the highest quality;
• Track work progress and resolve production issues during sprints;
• Analyze end-user preferences and requests;
• Enhance our agile methodology based on outcomes and customer feedback;
• Stay updated on industry trends.

Requirements

• Strong background in Product Management, particularly in Credit and Loan products;

• Experience with credit policies, profitability, and conversion;
• Experience with BI tools, data analysis using SQL and Amplitude;
• Experience working with developers and bringing solutions to life;
• Experience designing and evaluating the impact of A/B tests in a fast-paced product development cycle;
• Strong written communication skills to share ideas and influence stakeholders;
• Ability to effectively communicate and collaborate with other team members, work independently, provide assistance, and build relationships;
• Experience in tracking and reporting on relevant metrics;
• Detail-oriented, impact-driven, and customer-focused approach.

Benefits

• Medical and Dental assistance without co-participation;
• Life insurance;
• Flexible Meal voucher - Flash;
• TotalPass;
• Home office assistance - monthly deposit in the RecargaPay app for personal use;
• Spanish classes;
• Educational partnerships;
• Discount in Universities for Undergraduate, Graduate and MBA courses;
• Anywhere office - work from wherever you want.

Diversity & Inclusion at RecargaPay
Diversity is part of our DNA and we are in constant search for representativeness and evolution. We believe that our employees should be who they are, and that is what makes them unique in their roles - regardless of gender, religion, disabilities, LGBTQI+, ethnicity, generations and different experiences. And we are looking for people who are authentic and free to co-create a more inclusive and innovative company and society. Does it sound like you?

About the use of your Data

The candidate, when sending a resume with personal and professional data to participate in the RecargaPay recruitment and selection process, is aware that the data will be used for the necessary analyzes and validations throughout the recruitment process and for hiring, if necessary, as well how you authorize RecargaPay to share curriculum data with other companies in the RecargaPay group if opportunities arise according to the candidate's profile.

In compliance with Law 13.709 / 18, LGPD - General Data Protection Law, the candidate may request the update, rectification and modification of their information during the recruitment and selection process, or, even, request the non-use of data under the terms the terms of applicable law.